- Stuck to most of plan - Used cash for cash bills, didn't use Cards and survived some Ninja Bills!
- Improved Net Worth by $3455! - Mostly debt reduction, but still!
- Back to blogging! - Missed you all. But keeping it in perspective! Moderation in all things, including moderation
- Still need to rebuild MS Money file after last computer failure...again!
- Check mail more frequently - Avoidance doesn't work
- Began saving for something - Need a good medium term goal that we can save for as starvation spending is grating on all of our nerves. Just feels like more tunnel is in front of tunnel!
- Pay Off StateFarm CC - $2836 - Down to $2228 or $608 less! Need to pick up pace to do it...iffy
- Pay Off Car - $4594.87 - Down to $2706, $1888 less than the beginning of the year! Less and Less interest per payment...looking probable
- Pay Off CC CitiBank Platinum - $8989 - Now $8749, $240 less than the beginning of the year. Not using it, still making progress, but given no bonus...no way.
- Pay off all CC Debt - Paid off $848 since beginning of the year, another bonus causualty!
- Save 100% 2008 Property Taxes - $4500 - $3024 Saved in E*Trade Account. Back to working this amount. Whatever not achieved will come out of Emergency fund, but would rather not tap it.
- Keep Snowball 100% Intact - $308.43 Is the Current. Once StateFarm is paid off, it will be $654.72! Back at it in July!
- No CC Use - For the Ninth month! Getting close to the 1-year mark!
- Increase Average FICO-Score to 720- Without CC payoff not gonna happen this year, but Sstill getting better. Now average 700.7 over the three agencies!
- Stick to Cash Budget System - Yep!
- Net Worth increased by $20,000 - $9,932 so far! Halfway there. Broke the Negative $20K mark (small things are happy things!)
Baby Step Progress:
- Baby Step 2 - We have paid off $20,057 worth of non-mortgage debt putting us at 29% complete. Don't know whether to cry or cheer about that!
That's it, warts and all! Hope to do better, but god knows I have done much worse!
Thanks for all of the support!