I think it was Sleeping Beauty where the all the poor Girl needed was a kiss, from Prince (not the Prince...nor Morris Day and/or the Time, that's another story). I am pretty sure it was because her family forgets to invite the crabby next door neighbor to a party.
Well a KISS can help secure something in life, wealth. But the one I am referring to is the acronym: Keep It Simply Stupid!
You can over-complicate budgeting and money management to the point where you literally cannot succeed. The first budget I did after our middle-one was born had 373 line items! I had a line item for...gum!
What this really meant though was I had 373 potential failure points and only 1 (meet budget) success metric. Now here is the balance:
Failure Points - Exceed budget
Success metrics - Each of my Top 10 goals, (10 success metrics); Meet my snowball target, pay all of my bills, etc..
I think you get the point. These are very easy to understand success points that allow for creativity to achieve the goals. On top of that, the chances for success well outnumber the chances for failure. Success breeds success. Appreciate your successes and embrace them and you will have more.
In relation to finances, embracing KISS will make it easier to do the things you need to do to build a strong financial future. Budget, Saving, Paying off debt, Planning for retirement and Building a wealth portfolio real isn't that hard. It just takes making 100 right decisions a day.
If you are going to be successful you have to make the correct decisions...not every time, just more of the time. You can do it, Just Keep It Simple Silly (I don't think you are stupid!)
