.25% Fed Move vs the Tortoise and the Hare...

So the Fed makes another rate move of a quarter point today. This apparently chapped everyone living in Manhattan 'cause stocks got beat up.

A little closer to home, I wonder how fast all of the savings rates will flip vs the rates on credit cards mortgages, etc.. I bet before I can zap my lunch in the microwave at work we'll see a couple major banks make a move regarding savings rates. Those same banks will probably make a move on lowering my credit card rate in 2108!

One of my goals for January is to contact all creditors and re-negotiate all of my rates. It is worth a shot and my FICO scores are climbing, so...