I have said in this blog over and over again, "Personal Finance is Marathon not a Sprint." But like a marathon often even the best runner hits a wall.
The wall is where you just tire out. For others it is a loss of concentration. And even others describe it as a system breakdown.
Well...I have hit the wall. I am pretty sure it came from a series of Ninja Bills, that, as they do, jumped out of nowhere for their attack. The first was my computer going down, the second was prepping for my presentation, a bonus issue, a late review and finally the last one was just time...or the lack thereof.
It isn't like I have gone off the rails and started charging things, but I am just tired of thinking about my debt all of the time...it really is at times disheartening. It is a long road.
I know what I have to do...I have to get the train back on the rails and then get it moving. Get back on the horse. This weekend, when I have 10-mins...and not at 1am in the morning! I am gonna get caught up and back on track. I look at my sheet and we have accomplished a lot in the last 120 days that it would be a really shame to turf it.
How about you? Hit a wall in your quest? Did you go through it, around it, or are you there right now as well.
6 Comments:
I agree that sometimes you just don't want to think about things for a while. But that doesn't mean that we should give up and just start splurging.
I'll find something that's relatively cheap to do, and that's relaxing so I can get my mind off of things. Sometimes a mental break is all we need.
The key is finding a way not to think about debt a lot of the time without letting go of your goals and focus. I'm still working on achieving that balance.
It's a little harder when you're blogging, because you read blogs and think of posts.
Blogging helps keep you on track, but blogging also keeps personal finance on your mind 24/7. I guess balance is the key, steady plodding will get you where you need to go...just look back and see how far you have come...compare your numbers from 6 mos. ago. You'll feel much better! You are doing great!
Sometimes it helps to forget the big picture and just focus on something small. When I get overwhelmed, I think only about something immediate, like recording my spending for the day, without thinking about it's larger implications. Then it becomes more like a game.
My other trick is to really savor the moments when I have a great breakthrough with reducing debt, and draw upon those when things aren't so awesome later. I really try to put myself back in that moment and recapture the elation. It helps get me through.
racerx, you know that one of my mantras is: look how far you've come. Maybe rather than focusing on how far you have to go you should take a moment and celebrate your accomplishments to date.
Keep up the good work and continued success!
@Fiscal - Not caring isn't the issue right now, but those are great tips. It really is just a load of too much going on.
@Mrs M- Totally true! THe positive/Negative about blogging is that it is a constant reminder of something!
@Sharon- Happy with what we have done, but not satisfied!But we really have made good progress.
@Paradigm-Good points on visualisation. It can be a great help!
@Wealthy-Thanks so much for the kind thoughts!
To all: Thanks again for all of the kind thoughts. it really just has come to an issue of priorities. Just too much going on!
Thanks for the comments and for reading!
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