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Sunday, February 10, 2008

Personal Finance QuickTake: Ten Filthy Rich Traits



The Street.com via Yahoo Finance ran a piece this morning about the "Ten Traits that Make You Filthy Rich." Just like in the book, "The Millionaire Next Door" they make the case that personal finance and living within your means is none of the best determining factors on whether or not you will be financially successful.

Their Top Ten list:

  1. Patience - Being able to wait to make purchases, ride out stock dips and save for the long term
  2. Satisfaction - Being happy with what you have. In Dave Ramsey's speak...avoiding Stuffitis!
  3. Organization - Being as productive as possible. Avoiding Stupid Taxes such as late fees!
  4. Discipline - "Personal finance isn't a way to get rich quick, but is a disciplined execution of your lifetime plans." Perfect!
  5. Reflectiveness - Learning from you mistakes
  6. Creativity - Doing whatever it takes to get out of debt, avoid picking up new ones and being agile in all things!
  7. Curiosity - Learn, Study and Improve yourself. I like to always look at Constant and Never-Ending Improvement to quote the tall one!
  8. Risk Taker - Doesn't mean betting it all on black, but understanding that there is a risk=reward balance and not being over-conservative.
  9. Goal Oriented - A favorite of mine. If you are working a Success Plan you are just working!
  10. Working Hard and Smart - Are you willing to put in the time? If not you are going to have a tough time getting truly ahead.

More then any other time in our history we have the ability to reach some pretty lofty financial heights in we plan for success, budget, live within our means, manage our money and invest wisely!

13 Comments:

Sharon said...

This is a great post...I'll have to study the techniques!

I've changed my website Http, and name. Test to see if you can get there from this post!

Noel Larson said...

It goes to Blogger then to two Blogs...seems to work!

Thanks for visiting!

Sharon said...

Thanks Racerx, now all you'll have to do is change it on your blogroll.

Noel Larson said...

OK you are up and running! Scary changing your URL, as it can hurt your Search Engine Optimization (SEO)!

Anonymous said...

Great list. I especially like your point about being satisfied with what they have.

Sometimes we have to stop and consider what we have already to realise how rich we are - even at the times we don't have a single penny in the bank.

Noel Larson said...

Thanks Catherine - It is a re-spin of that Street.com article, but that was a top point for me as well.

Pity the man who knows the cost of everything and the value of nothing :)

Thanks for visiting!

Sharon said...

What????

Noel Larson said...

@Sharon - Are you refering to my badly done quote about value or SEO?

Anonymous said...

I thought it was a great article as well...

Sharon said...

I was referring to SEO. I'm not sure how changing my URL will affect that?

Noel Larson said...

Re: SEO Everything you have done has been under the old URL. Google has spidered the stuff and if you search it appears under that URL.

Now if it is linked from the old URL in a 301 Direct then it will go to the site, but you Google won't just trade the old for the new. It has to respider and re-build those links over time.

If you have a good traffic watch, like HIStats or Google analytics you should see your Search engine traffic go down until it has rebuilt the links.

Basically you don't want to change your URL unless you have to, it just sets you back traffic-wize.

Sharon said...

Ah, thanks for the explanation. I'm not sure why I need the traffic, but I may down the road.

Noel Larson said...

Traffic only matters if you want people to read what you write :)

Hopr that clears it up for you, otherwise just hit my "Contact me" through my profile.

Thanks for visiting!

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